A Family-Owned Company!
As a full-service retirement plan provider, FM International Services (NY), Ltd. offers plan design and installation, consulting, administration and investment services – making FMi your ultimate one-stop resource for smart retirement solutions.
Whether working with local companies or multinational corporations, our dedication, professionalism and personal attention to individual needs never waver – the perfect complement to our comprehensive products and flexible services. With access to a worldwide roster of fund managers and investment specialists, FMi provides limitless investment options to meet any retirement need.
How much money will I need in retirement?
It's different for everyone. Visit our learning center to find out what will work best for you.
Calculate your Net Worth using Credit Karma
*Mint is now Credit Karma.
Intuit will automatically move your accounts, transactions, and historical balances. All you have to do is log in or register for Credit Karma.
- See your accounts in one place
- Track your spending and transactions
- Manage your cash flow and find ways to save and invest
- Credit Karma is part of the Intuit family, so your data remains secure
Defined Contribution Plans
|
2026 limit |
2025 limit |
|
| Employee Deferrals | $ 24,500.00 | $ 23,500.00 |
| Employee Catch-up (age 50 and above) | $ 8,000.00 | $ 7,500.00 |
| Employee Catch-up (ages 60-63) | $ 11,250.00 | $ 11,250.00 |
| 401K/Profit Sharing (under age 50) | $ 72,000.00 | $ 70,000.00 |
| 401K/Profit Sharing (age 50 and above) | $ 80,000.00 | $ 77,500.00 |
| 401K/Profit Sharing (ages 60-63) | $ 83,250.00 | $ 81,250.00 |
Full Chart |
Our retirement planner helps you estimate how well your savings program is preparing you for retirement.

